Scaffolded Consumer Math Curriculum
Scaffolded Consumer Math Curriculum
This comprehensive, real-world consumer math curriculum is an approachable guide to building financial literacy for teens. It includes everything you need to make the course easy to teach and enjoyable for your students to learn.
How do I file a tax return? What is a credit score? How much of my paycheck will be withheld for taxes? How do I calculate a budget? What's an APR? This printable consumer math curriculum answers all of these questions, and more!
The curriculum includes warm-ups, a student book, accompanying student notebook sheets or workbook (both formats are now included), a teacher's book, PowerPoint projector notes to shine on the board, editable quizzes for each unit and all answer keys.
18 Units:
- Wants vs. needs
- Checks and registers
- Wages and salary
- Bank accounts
- Budgets
- Electronic banking & credit cards
- Credit score
- Discounts and coupons
- Sales tax and tip
- Percent change
- Unit price
- Income taxes*
- Car loans
- Mortgages
- Student loans
- Investing
- Car insurance
- Health insurance
*The income taxes unit is updated every year in January. Re-downloads to get updates and additions are free.
Files included:
- Student book (199 pages)
- Teacher’s book (203 pages)
- Student notebook sheets (122 half-sheets)
- Workbook (alternative to notebook sheets)
- PowerPoint projector notes
- Editable quizzes for each unit
- Warm-ups for each unit
- Curriculum map
- All answer keys
Details:
The student book is a reference that includes vocabulary, examples and questions for students to answer.
The student notebook sheets are half-sheets designed for an interactive notebook. The sheets provide space for students to answer the questions posed in the book, along with additional analysis questions. Students paste these notebook sheets into a composition notebook, which then becomes their own personal finance reference.
The student workbook is an alternative to the student notebook sheets, if you would rather students have full-page notes instead of building a notebook.
The teacher’s book and student notebook sheets answer key include all answers to all questions presented in the student book and the extra analysis questions on the student notebook sheets.
The PowerPoint notes match the student notebook sheets so that you can complete notes along with your students on the board if they require this additional support.
The quizzes are completely editable in PowerPoint and print as documents. Quiz answer keys are included for all quizzes and are also editable.
Warm-ups are included for every unit.
Standards:
The curriculum covers the following National Standards for Personal Finance Education:
I: Earning Income: wages and salary, gross pay, exact net pay, approximating net pay, pay schedules, tips, earning interest, retirement savings, 401(K) employer matching, filing income taxes, tax deductions, wage theft, insurance
II: Spending: budgeting, keeping a register, comparing unit prices, sales tax, discounts, coupons
III: Saving: savings, checking, money market accounts, CDs, simple interest, compound interest, pre- and post-tax retirement accounts
IV: Investing: risk vs. reward, stock market, bonds, retirement accounts, diversifying
V: Managing Credit: credit card interest, credit card choices, credit score, credit report, minimum payments, APRs, down payments, car loans, mortgages, amortization schedules, student loan interest, student loan choices, deferment, forbearance, capitalizing interest
VI: Managing Risk: car insurance, health insurance
Sample:
A sample of the curriculum is available here that includes part of the student book's wages & salary unit and accompanying student notebook sheets.
Preview:
A preview of the curriculum can be viewed here.
Are activities includes?
The curriculum does not include activities other than the notebook sheets, warm-ups, and a few projects for budgeting, buying a car and percent change in the stock market. If you would like to supplement with additional activities, there is a big bundle of printable and digital consumer math activities here. Code SAVE25 takes 25% off when purchasing the curriculum and activities bundle together.
Is this curriculum available on TPT?
Yes, the Scaffolded Consumer Math Curriculum is now available on TPT.
Do you have a printout for my admin for approval?
Yes, you can find a printout here for your administrator.
Will the curriculum be updated?
The curriculum is updated every January to reflect changes to the way we file income taxes. Re-downloads to get updates are free.
Do you accept purchase orders?
Purchase order information can be found here.
With everything in one place, this consumer math curriculum will make teaching the course easy for you and enjoyable for your students. Please send an email to shana@scaffoldedmath.com if you have any questions.
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